To dream of borrowing something represents feelings of reliance on power or resources that aren't really yours. Feeling that you've been done a favor. Using other people's ideas.
Negatively, borrowing things in a dream may be a sign that you are relying too heavily on others resources or accomplishments.
To dream of borrowing things you don't plan on returning may reflect an arrogant attitude of using others or taking advantage of others good nature to get ahead. A lack of respect for others ideas, power, or accomplishments. Thinking you are better than others who have worked harder or are luckier than you.
To dream of not wanting to return something you have borrowed may reflect feelings of entitlement or being accustomed to a favor you were given. It may also reflect dependency you have developed on others power or accomplishments. Feeling stupid that you don't really know how to live up to the expectations you have set for yourself.
*Please See Lending