Debt

To dream of being in debt represents a overwhelming sense of obligation, struggle or worries. It may also reflect feelings of needing to bring restitution to a situation that you feel guilty for. Feeling that you have to return a favor. Feeling that you have to respect someone or something.

Alternatively, dreaming of being in debt may represent a situation that feels horrible because you can't do anything you really want until a situation is balanced.

To dream of not wanting to pay back your debt may reflect resentment of having to respect a person or situation. Negatively, it may be a sign that you are being dishonest or falling back on your promises.

To dream that others are debt to you may reflect feelings of being owed favors, opportunities, or respect. Negatively, it may be a sign that you are worried about someone cheating you or never keeping a promise. Negatively, having others in debt to you may be a sign that you are demanding too much from others.

Names

To dream of your name may reflect feelings about who you are as a person. Negatively, it may reflect feelings of not being good enough as a person. It may also reflect total arrogance that you are better than other people. Too much focus on yourself being important. Consider how a name makes you feel when you hear it for additional meaning.

To dream of someone calling your name represents some aspect of your personality that desires attention or power. Feelings about being special.

To dream of a name that you've never heard before represents an aspect of your personality based on how that name makes you feel. Ask yourself what thoughts or feelings you have you hear the name.

To dream of people you know with the names of other people represents aspects of your personality that influenced or controlled by other aspects of your personality.

To dream of people whose names you never know represents your feeling that something in your life is unattainable or "unknowable" for you. You may think that a goal can't be secured for good. It may also reflect feelings that you are unable to know what your problem is or why something keeps happening to you.

Example: A man dreamed of being called the name "Chad." In waking life Chad wasn't his real name. He felt that people named Chad were easily liked or always viewed as a winner by others. In waking life around the time of the dream he was experiencing an unusual amount of attention and popularity.

Owls

To dream of an owl symbolizes wisdom, wise choices, or good advice. Unusual powers of discernment. Deciphering mysteries.

Any information or insight you can gain from the owl will probably involve the answer to solving a problem.