You don't say much about your waking life, but a penny is often a petty thought or some small gesture, offer, or ability that matters. Even a pathetic offering or something little that can be done at all with no guarantees of much else. A little chance that requires someone else to do all the work on their own??
Example, a man dreamed of giving a woman a penny when she asked for anything at all. In waking life she needed his help, but he would only offer it to her if she did something for him on her own that might be considered petty by needing her to learn something before he'd help her. Nothing for her unless she did what he wanted all on her own expense. See the value in the help offered with the penny?
In your case you find penny in dirt rocks and water in a stream. The question is at the time of this dream what would you perceive to be a small petty (or pathetic) opportunity or ability discovered? Streams are very small uncertainty you can endure and if there is a penny in it then that may at least reflect you thinking about something small being possible or something happening at all even if it isn't important.
dreamer56498 wrote:Dream: There was a shiny penny balanced on its side under clear water sticking out of the dirt and rocks under the water (like a stream) you could see the water slightly moving
Significant Life Events: Work
Background: 58 white female
Mental Illness Or Depression: No
Location: Dallas TX
Feelings About People: No people. Just one shiny copper penny in clear water
Another about silver money like about 8 to 10 quarters in the palm of an open hand
Another of a large silver coin on a wooden floor (which I later saw on the internet)
Relationship Status: married for 25 years
When And How Often: Penny in water was 01-17-19
Large silver coin on wooden floor 01-01-19
Silver coins in open palm 09-09-18